Finance

Over ₦25 trillion in pension assets now sits with licensed Pension Fund Administrators in Nigeria, built almost entirely from monthly payroll deductions that most contributors never consciously think about. Yet the same system covers barely more than ten million people in a country where the majority of workers earn a living outside formal employment. The …

For the first time in over a decade, the salary slip of a Nigerian worker has changed at its foundations. The Nigeria Tax Act 2025 — signed into law in mid-2025 and effective from 1 January 2026 — replaced the tax rules that had governed personal income since the days of the old Personal Income …

Checking your bank balance only to realize your purchasing power has shrunk overnight is a sobering reality for millions of Nigerians. In an economy defined by high inflation and currency devaluation, keeping money in a traditional savings account is practically a guarantee that your wealth will decrease in value. Fortunately, a wave of innovative fintech …

Keeping money in a regular bank account used to be the gold standard of financial responsibility. However, the modern macroeconomic environment has forced a drastic recalculation of what it means to be financially secure. With consumer prices rising rapidly across urban and rural markets, traditional savings structures are no longer capable of safeguarding wealth. For …

Startup investing feels more selective than it did during the easy-money years, but it is not quiet. Capital is still moving fast where demand is obvious, adoption is measurable, and founders are building around painful problems rather than fashionable slogans. Recent market data points in the same direction: venture funding recovered in 2025, but the …

Canadian citizenship law has long been shaped by the balance between inclusivity and legal clarity. For families living abroad, especially Canadian expats raising children outside the country, this balance has not always worked in their favor. Bill C-3 represents a significant legislative step that reshapes how citizenship is passed on to children born outside Canada, …