There are a lot of loan companies in the US but we will be looking at the top ten loan companies in the US that offer low-interest rates, have flexible repayment terms, have a good trust score, deposit loan proceeds into your account quickly and impartial reviews.
Seeing this article means that you are looking for a loan company in the US that has the underlying factors so as to enable you to borrow from the company with the best and fair terms and conditions.
Without further ado, let’s proceed to showing you the list:
- Credit direct
- Currency capital
- Loan me
- Lending tree
- Best Egg
- Credit Direct
It is no surprise that this company made the list as they offer personal and unsecured loan facilities to its customers. They also give direct credit lines using over 15 direct lenders to give the best loan rates in the market.
Also, Credit Direct are experts when it comes to consolidation loans and you can apply for new loans on their website. They process and grants prequalified loans using 123applytoday.com.
This company has a license to operate in over 13 states in the US and reviews from over 50 satisfied customers rate them with 5 stars and they are accredited by Consumer affairs.
- Currency Capital
This loan company offers business loans, equipment financing, working capital facilities and equipment leasing. They give good interest rates and 100% financing facilities.
They are no doubt one of the top 10 loan companies in the US as they were declared the worldwide leader in online business financing. With over 10 years of experience in big equipment lending.
The company offers loan to all types of business for expansion and businesses that want loan can visit Currency Capital and respond to a few questions to know the type of loan they qualify for.
- Loan Me
Seeing them in the top 10 list is interesting and they made the list because they offer personal loans fast in about 4 hours and also give loan for debt consolidation.
The loan company started in 2013 and grants quick personal loans from about $2,600 to $100,000. You could also get your loan proceeds paid into your account in less than 4 hours and you get to make the repayment by fixed monthly installments with any form of pre-payment penalty.
They have 5 star reviews from over 300 customers and so LoanMe could be a succor for you to lean on when life throws shades at you.
- Lending Tree
Lending Tree also made the list of top 10 loan companies in the US and part of the reason is because it is an accredited Brand by Consumer Affairs. It is an online market where borrowers can easily link with lenders of their choice. Here, the borrowers have the power to choose from various loan providers to get competitive rates.
The loans that are available here are: personal loans, business loans, credit cards, auto loans, student refinances etc.
The loan company uses the best practices to grant loans which make it a good option for borrowers. Community home buyers are to pay a minimum of 10% capital contribution while normal loans involve 5 to 20% capital contribution. About 53 customers gave the company a 5 star rating.
This loan company is new to the financial market but it has made the list of loan companies in the US and this is because it has a trust score of 9.5 out of 10. The owners of the company were formerly working with Lending club where makes them have a lot of experience with lending money.
As a borrower, you could get a loan of 3 to 5 year term and the smallest loan that you can get from this company is around $1,000 and the highest is around $50,000 which you will receive into your bank account within 24 hours. They have a low interest rate of about 8% APR.
Another interesting thing about this company is that their repayment terms are flexible and as a borrower, you could make a repayment as you choose because the lender allows you to work out a suitable repayment date.
Do you know why this loan company is on the list of top 10 loan companies in the US? Well, it’s because they are credible just as the name implies. You will have access to more than 7 personal loan lenders all at once and with this you could have an interest rate that is as low as 6% APR.
You can also use their search engine to get a competitive lender to refinance your personal and Federal student loans. Trustpilot gives this lender’s service, a trust score of 9.6 out of 10.
This loan company is one of the peer-to-peer lenders and so it makes it among the list of top 10 loan companies in the US. You could get a maximum loan of $40,000 and you could also borrow loans of a fixed rate with either a 3 to 5 years repayment term.
With the Peer-to-peer lending (P2P), private investors can lend directly to you that want to borrow and so you will be able to skip the usual loan application process with banks and make the loan cheap.
Also, this loan company gives debt consolidation and baby adoption loans; it also grants loans for home improvement and working capital for small businesses. It also has a fair interest rate of about 6.90%.
- Best Egg
This loan company made the list of the top 10 loan companies in the US because they approve request for loan quickly and go ahead to credit bank account with loan proceeds the next day after the loan has been approved.
The offer loans of about 3 to 5 years terms with interest rates as low as 6%. You can also borrow personal loans of up to $35,000 with the lowest amount you can borrow to be $2,000.
Also, to qualify for a loan, you will be required to have a minimum credit score of 640 and an average score of 700 with a good job. Best Egg has a Better Business rating of A+ and a Trustpilot score of 9.4 over 10 meaning you can trust them as a backbone in times of trouble provided you meet the requirements.
They are among the best loan providers and so they are worthy to be on the top 10 list. They also offer the most competitive loan terms for you that match your exact needs. This service differentiates them from other loan companies.
Fiona doesn’t just give you a list of lenders to choose from instead it works with you to match you with a lender that can give you the best loans terms. You could get a personal loan with an interest rate that is as low as 3.85%.
This loan company offers you a lot of loan benefits and so it has won a spot on the list of top 10 loan companies in the US. This company can allow you borrow as low as $5,000 and as high as $100,000 with a repayment term of about 7 years.
You also get a fixed interest rate as low as 6% if you choose to make payment automatically. SoFi protects the unemployed which is a nice reason for it to be on the top 10 list of loan companies in the US. The company stops your loan repayment for 3 months if you lose your job and they could increase the break by another 3 months and even a year if you are still jobless.
SoFi also lends money to refinance your student loan, home mortgages, personal loans and medical resident student loan without charging you loan origination fees or penalty for repayment. It has a Trustpilot score of 9.0 out of 10.
We have shown you the top 10 list of loan companies in the US and now the choice is yours to make. Look through all the benefits we have highlighted to you and see which of these loan providers will suit your better.
There are other good loan companies out there but these are the best based on customers’ reviews and also they are not arranged in any order of magnitude as they are all good when it comes to giving out loans.