Zenith Bank



Zenith Bank Records N103.8bn Profit In 1st Half 2020

Zenith Bank Plc of Nigeria has announced its audited results for the first half-year ended June 30 2020. This announce with profit after tax (PAT) of N103.8 billion.

However, the top bank has proposed an interim dividend of 30k per share to be paid to shareholders whose names appear in the register of members as at the close of business on the 16th day of September 2020.

This is a clear demonstration of the bank’s resilience given the challenging operating environment occasioned by the novel coronavirus (COVID-19) pandemic.


ALSO READ: How To Apply For CBN 50B Loan For COVID-19 Intervention


Finance Naija gathered that the audited statement of account which was presented to the Nigerian Stock Exchange, NSE, yesterday (Thursday), gross earnings grew by 4 percent from N332 billion in 2019 to N346 billion. Driven by 6 percent growth (YoY) in non-interest income from N110 billion in first half of 2019 to N116 billion in that of 2020.

The growth in gross income and the decline in interest expenses culminated in a 2% growth year-on-year of profit before tax which increased to N114 billion in H1 2020 from N112 billion in H1 2019.

Earnings per share also increased by 17% to N3.30 in H1 2020 from N2.83 in H1 2019. The Group recorded growth in total deposits by 15 percent from N4.3 trillion in December 2019 to N4.9 trillion at the close of H1 2020. This growth in total deposits was driven by a 41% increase in retail deposits from N1.1 trillion to close at N1.6 trillion.

Source: Vanguardngr


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Complete List Of Nigerian Banks USSD Codes For Mobile Banking


Full list of Nigerian Banks USSD codes, the importance of mobile banking and how to do it.


FinanceNaija report shows that many people in Nigeria, African embraced USSD mobile banking than internet banking. Nigerian Banks are now focusing more on phone transaction just to make easy and flexible for their users.

Therefore, one of the functions of commercial banks is to serve their customers in the best and convenient ways.

Everybody don’t have access to the Internet but everybody have access to USSD phone banking at anywhere with any phone. Gone are the days when you will need to visit bank for every transaction, that’s the advantages of mobile banking and internet banking with app.

You don’t need to go to your bank and request for the details anymore, below are everything you need to do your transaction on any phone.


First Bank Of Nigeria

First Bank is one of the best bank with the highest number of customers in Nigeria. The First Bank Nigeria mobile banking or First bank self service make transactions very easy for their customers. Their mobile transaction code is *894#.


Access Bank

Access Bank is one of the best Nigerian Banks that will continue to fight for the top list of commercial banks in Nigeria with their services and branches. The Access Bank always fall among the good types of commercial banks. Their mobile banking code is very simple to use and very fast. The USSD code is *901#


Guarantee Trust Bank, GTBank

Central Bank of Nigeria itself knows the worth of GTBank in the country as the bank with the highest number of customers in Nigeria.

Guarantee Trust Bank also run one of the best mobile banking apps. I believe their customers knows much about the advantages of mobile banking. GTBank phone transaction code is *737#.


Fidelity Bank Nigeria

Fidelity Bank PLC  is one of the banks in Nigeria that follows the normal functions of commercial banks. The Fidelity Bank grew from a marginal player into a stable, respectable and reliable banking institution.

The Fidelity Bank mobile transaction code is *770#.


United Bank For Africa, UBA Bank

UBA Bank of Nigeria really knows the features and importance of mobile banking with their clean apps for Android. UBA phone banking USSD code is *919#.


Stanbic IBTC Bank

Stanbic IBTC bank as a member of an authorized financial services and registered credit provider, the Standard Bank Group.

The Stanbic IBTC bank phone banking code is *909#.


Complete List Of Nigerian Banks USSD Codes For Mobile Banking


Check out the full list of Nigerian Banks USSD codes for mobile banking

  • First Bank of Nigeria – *894#
  • Access Bank – *901#
  • GTBank – *737#
  • Fidelity Bank – *770#
  • UBA Bank – *919#
  • Stanbic IBTC – *909#
  • Zenith Bank – *966#
  • Ecobank – *326#
  • Polaris – *833#
  • Jaiz bank – *389*301#
  • Sterling bank – *822#
  • Heritage – *322*00#
  • Keystone bank – *7111#
  • Union Bank – *826#
  • Wema bank – *945#
  • Unity bank – *7799#
  • First City Monument bank (FCMB) – *389*214#


How to use Phone USSD codes for bank transactions

If you are using the code for the first time for bank transaction, you will need to make a simple registration for easy access.

You will need to create your own PIN code and some banks in Nigeria may request for last four digits of debit card or ATM card. Just get the code of your bank above and dial it on phone, enter the last 4 digital of card (if  requested) then create your 4 digits PIN code. That’s all and you are free to go.




I believe nobody like queuing at the bank, it irritates a lot and almost all banks in Nigeria are trying to reduce the crowd at the bank to the very little with the charges on any transactions you skip to do on app or USSD.

If you have any question or any addition to the above list of Nigerian Banks with their USSD codes for mobile banking. Use the comment box below to talk to us.